Buying your first home is an exciting time that's full of challenges. You can make sure that your new place is fully protected from calamity by taking out home insurance through local insurance brokers who will source the best and most appropriate deal for you. But isn't home insurance just an unnecessary expense? Here's a quick guide on why home insurance is so important and why you really can't afford to be without it. [Read More]
Top Tips to Get You Ahead with Your Personal Finances
Most people go through harsh financial times at some point, so it is important to plan for your finances. However, financial planning is not usually as easy as it may seem. Year in, year out, you make resolutions to better yourself financially, but you end up worse than you had anticipated. How come everybody else seems to be doing well with their finances and you are still grappling with the same old challenges? [Read More]
What Type of Insurance Cover Should You Obtain For Your Catering Business?
Insuring your catering business is one of those decisions that you should make during its inception. If any eventualities occur during business, you may end up incurring huge losses if you have not insured it. Business insurance is a broad category that is made of various forms of coverage that apply to different types of business. The type of insurance cover that you need for a catering business may differ from that of another person who runs a retail store. [Read More]
Independent Financial Planning: 3 Solid Tips to Managing Unexpected Money
Perhaps, you won the lottery or inherited a great sum of money from a distant relative. Regardless of how you ended up with a huge lump sum of unexpected money on your hands, the question that you should be most concerned with is: how can you manage that money and make it work for you? Most financial planners recommend these 3 solid tips. Create a Rainy Day Fund You never know when disaster may strike. [Read More]